Calculate exactly when your Aave or DeFi lending position will be liquidated. Enter your collateral and debt to see your liquidation price, health factor, and risk level.
Enter the total USD value of all borrowed assets
ETH liquidates at
$2,409.64
31.2% below current price
Price: $3,150.00
Price: $2,800.00
Price: $2,450.00
Price: $2,100.00
Price: $1,750.00
Choose the asset you're using as collateral (ETH, WBTC, etc.). Each token has different liquidation thresholds.
Input how many tokens you have as collateral and the current market price.
Input the total USD value of all assets you've borrowed against your collateral.
See your liquidation price, health factor, risk level, and what-if scenarios for different price drops.
In DeFi lending protocols like Aave, you can borrow assets by depositing collateral. However, if the value of your collateral drops too much relative to your debt, your position becomes "undercollateralized" and eligible for liquidation.
During liquidation, other users (called liquidators) can repay part of your debt and claim a portion of your collateral plus a bonus (typically 5-10%). This protects the protocol from bad debt but means you lose money.
Liquidation Price = Total Debt / (Collateral Amount × Liquidation Threshold)Health Factor (HF) is the single most important number for DeFi borrowers. It tells you how safe your position is:
Your position is healthy with a good safety margin.
Monitor closely, especially during volatility.
Consider adding collateral or repaying debt.
Liquidation imminent! Take action immediately.
| Token | Max LTV | Liq. Threshold | Liq. Penalty |
|---|---|---|---|
| ETH | 80% | 83% | 5% |
| WBTC | 73% | 78% | 5% |
| USDC / USDT / DAI | 77% | 80% | 4.5% |
| wstETH | 78% | 81% | 5% |
| LINK | 65% | 68% | 7% |
* Parameters are for Aave V3 on Ethereum mainnet. Values may differ on other chains.
A 50% buffer gives you time to react during market drops. The higher, the safer.
Use apps like CoinGecko or TradingView to alert you when prices approach your liquidation level.
Using multiple assets as collateral reduces the risk of a single asset crash liquidating you.
Have stablecoins or ETH available to quickly add collateral or repay debt if needed.
Stablecoins don't fluctuate in price, so your collateral value stays constant.
A liquidation price is the asset price at which your collateralized loan position becomes eligible for liquidation. When your collateral value drops below this threshold, liquidators can repay part of your debt and claim your collateral at a discount (typically 5-10% bonus).
Liquidation price = Total Debt / (Collateral Amount × Liquidation Threshold). For example, if you have 10 ETH as collateral with an 83% liquidation threshold and $25,000 debt, your liquidation price is $25,000 / (10 × 0.83) = $3,012.
Health Factor (HF) measures the safety of your position. It's calculated as (Collateral Value × Liquidation Threshold) / Total Debt. A Health Factor above 1 is safe, below 1 triggers liquidation. Most users aim for HF greater than 1.5 for safety.
To avoid liquidation: 1) Keep your Health Factor above 1.5, 2) Monitor your position during market volatility, 3) Add more collateral when prices drop, 4) Repay some debt to improve your Health Factor, 5) Use stablecoins as collateral for less price risk.
During liquidation, a liquidator repays up to 50% of your debt and receives your collateral plus a liquidation bonus (5-10%). You keep any remaining collateral minus the liquidated amount. You also lose the liquidation penalty, making it important to avoid liquidation.
LTV (Loan-to-Value) is the maximum percentage you can borrow against your collateral. Liquidation Threshold is the percentage at which your position becomes liquidatable. The difference between them provides a safety buffer. For example, ETH has 80% LTV but 83% liquidation threshold - so you can borrow up to 80%, but won't be liquidated until 83%.