Calculate your Aave E-Mode (Efficiency Mode) position. E-Mode allows up to 97% LTV when borrowing and lending correlated assets like stablecoins or ETH derivatives.
1.16
Collateral Value
$35,000
Borrow Value
$25,000
Max Borrowable
$28,000
Current LTV
71.4%
E-Mode (Efficiency Mode) is a powerful Aave V3 feature designed to maximize capital efficiency when you're working with assets that are correlated in price.
When collateral and borrowed assets move together (like USDC and DAI, or ETH and wstETH), liquidation risk is much lower. E-Mode recognizes this and allows higher LTV ratios.
Instead of the standard 70-80% LTV, E-Mode offers up to 90% for ETH-correlated assets and up to 97% for stablecoins. This means you can borrow significantly more with the same collateral.
For ETH and liquid staking derivatives that track ETH price.
For USD-pegged stablecoins that maintain $1 value.
Use wstETH as collateral to borrow ETH, then stake it for more wstETH. With 90% LTV, you can achieve significant leverage while earning staking rewards.
Borrow one stablecoin against another at 93%+ LTV to take advantage of rate differences between protocols or capture yield opportunities.
Need to swap between correlated assets temporarily? E-Mode lets you borrow almost the full value of your collateral with minimal liquidation risk.
vs 70-80% standard
vs 5% standard
Same collateral
E-Mode (Efficiency Mode) is an Aave V3 feature that allows higher LTV ratios (up to 97%) when borrowing and lending correlated assets. For example, using wstETH as collateral to borrow ETH gives you 90% LTV instead of the standard 78%.
Aave V3 has several E-Mode categories: ETH Correlated (ETH, wstETH, rETH, cbETH) with 90% LTV, and Stablecoins (USDC, USDT, DAI, FRAX) with up to 97% LTV. Each category allows higher borrowing power for assets that move together in price.
E-Mode is designed for correlated assets that move together, reducing liquidation risk. However, higher LTV means less margin for error. E-Mode also has a lower liquidation bonus (1% vs 5%), reducing losses if liquidated. It's safer than high LTV with uncorrelated assets but still requires monitoring.
Yes, you can switch E-Mode categories or disable E-Mode at any time, but only if your position would remain healthy under the new parameters. You cannot switch if it would cause your health factor to drop below 1.